Affordable housing options are scant across Minnesota

St Paul Polar Map

Housing prices may be low, but financing is hard to come by leaving a large segment of the market looking for a place to rent. A study by the National Low Income Housing Coalition indicated that most Minnesotans don’t make the needed $15.67 per hour to support the Fair Market Rent of $821 per month on a two bedroom apartment.

In Minnesota, the estimated mean (average) wage for a renter is $11.61 an hour. In order to afford the FMR for a two-bedroom apartment at this wage, a renter must work 54 hours per week, 52 weeks per year. Or, working 40 hours per week year-round, a household must include 1.4 worker(s) earning the mean renter wage in order to make the two-bedroom FMR affordable.

The City Pages reports that Minnesota “is dead last in a ranking of affordable housing markets in the Midwest.” There are now more Minnesotans who can’t afford the market than those who can.

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