If your choice was to enroll in a health plan or remain on your own for at least five years, what would you do?

The health care law passed last year has drawn fire for its requirement that every American buy health insurance. Advocates say such a mandate is necessary because without it, only sick people will buy coverage. But other incentives might induce healthy people to enroll – for example, a five-year waiting period before those who at first opt out are eligible to buy coverage and enjoy any of the discounts or guarantees provided under the law. Today’s Question: If your choice was to enroll in a health plan or remain on your own for at least five years, what would you do?