We don’t know exactly what happened inside a Roseville apartment overnight where a man having a mental health crisis was shot to death after stabbing a police dog.

But based on the information provided so far, it’s worth discussing whether there’s a more effective way to respond to these situations.

Let’s take reporter Jon Collins’ story point by point.

Officers were called to an apartment building on the 1600 block of County Road B in Roseville at about 10 p.m. Wednesday because neighbors heard pounding, profanity and breaking glass coming from the man’s unit, according to a statement from department spokesperson Lt. Lorne Rosand.

Police say residents told officers that the man had a history of “mental outbursts.”

This is pretty critical information because it gets to why Minnesota established mental health crisis teams a few years ago. Here’s the description from the Minnesota Chapter of the National Alliance on Mental Illness:

All too frequently, law enforcement or EMT’s are called to respond to mental health crises and they often lack the training and experience to effectively handle the situation. Mental health crisis teams have the training and know-how to help resolve mental health crises.

At last check, 57 of the 87 counties in Minnesota have mental health crisis teams. Ramsey County, in which Roseville is located, is one of those counties. Situations like this are the reason why it exists.

We don’t know if there was anyone else in the apartment, something that obviously would have been a concern to responding officers.

Officers asked the man in the apartment if he was alright. He replied that he was fine, but refused to open the door.

What happened next wasn’t at all likely to deescalate the situation, but may well have hinged on whether they thought someone else might have been in danger beside the man himself. The reasons for what happened next, however, suggest the man was probably alone.

Based on the night’s incidents, comments the man had made about being robbed and an active warrant in the name of the apartment’s resident for previously providing a false name to police, officers decided to force their way into the apartment, Rosand said.

Even more upsetting to a person already in a mental health crisis, a police dog was used. Now, they’re adding the noise and snarl to an already dangerous situation.

Entry was made and the apartment was searched. As the officers were searching the unit’s bedroom, the canine alerted to the room’s closet,” Rosand said in the statement. “When officers ordered the person in the closet to surrender, he opened the closet door and stabbed the canine in the head.”

This next paragraph is the one with all the questions.

Police officials say two officers fired at the man because they feared for their lives.

And perhaps they were in danger. We don’t know their position in the room relative to a man with a knife. We don’t know whether they could have slowly backed out of the apartment — admittedly leaving a police dog behind would be difficult — to protect themselves. We don’t know whether the man made a threatening move toward them from which they could not escape. We don’t know the extent to which they feared for their lives.

In short, we weren’t there.

That said, this remains a significant problem for law enforcement and the mentally ill. If you have a family member in crisis, you have to think twice before calling the police for help because you don’t know whether you’re setting in motion a chain of events that could lead to their death. It happens frequently.

I learned this first from a discussion with Mary Meyer, a Woodbury police officer on loan to the state when I talked to her for the 2004 MPR series examining the state’s mental health system that existed at the time.

Her brother suffered from a mental illness and police were called to her parents home one night in her early days as a cop.

“I heard the county get dispatched to my house. Thirty four year old man with his hands around a 57-year old woman,” she told me at the time. “It was my house. I asked the dispatcher for the cellphone of the responding officer and I said to the cop when I got on his cellphone, ‘Just please don’t kill him.'”

She acknowledged, however, that she knew that a cop killing her brother could be the only solution.

That’s when she decided she wanted to teach cops how to respond to situations involving the mentally ill.

I haven’t talked to her since then. But I think of her every time a person with a mental illness ends up dead.

I think of her a lot.

Maybe Americans did learn a few things from the economic collapse of 2008. An interview with an executive of Fidelity suggests so, anyway.

People are saving money. Maybe.

Perhaps that’s not good for a consumption economy in the eyes of some economists and politicians, but it seems like a pretty smart thing to do with the economy teetering again and even economic bigshots saying the R word.

In an interview today, John Sweeney, Fidelity’s executive vice president of retirement and investing strategies for personal and workplace investments, says more money is being put into the stock market than is being taken out.

The urge to save seems particularly strong among millennials.

First of all, he said, Americans are saving 2 percent more of their income than they have in the past. Second, the job market has stabilized and incomes are starting to creep up, leaving investors with more money to put in the stock market or bonds. Lastly, he believes people are taking more control over their retirement investments.

“You have the baby boomers, who when they reach 50 can catch up contributions to their retirement savings because of a raise or a bonus payment,” he said. Fidelity is also seeing millennials put more money to work. The company’s Retirement Savings Assessment study found in 2015 millennials were saving 7.5 percent of their salaries each month, up from the 5.8 percent they were putting away in 2013.

Driving the increased savings rate among this group, Sweeney said, are expectations they will live longer lives and that today’s “gig” economy will mean they will have more employers in their lifetime, though not necessarily more employee-funded retirement savings.

Despite the indication that Americans are saving more, the idea isn’t what it once was. As late as May 1975, it peaked at about 17 percent of income.

Even if they’re saving more — a debatable point — it’s generally agreed Americans are not saving enough.

The financial planning site MAINST, for example, says more than a third of Americans are on the edge.

New statistics show just 37% of Americans say they could cover an emergency expense — something around $1,000 — such as a car repair or emergency room visit, and about 30% said they would pay for it with credit cards or borrow it from family or friends.

Also, perhaps most surprisingly only 37% of Millennials — who are known much more as savers than their predecessors — said they would pay for such expenses from savings.

With banks paying next to nothing, many Americans are sending the money to the stock market — good in the long run, maybe, but a quick way to lose money in the short term, especially with MarketWatch saying today that when it comes to the market crash “we ain’t seen nothing yet.”

In November 2014, police shot and killed Tamir Rice, a 12-year-old boy who was outside a recreation center playing with a toy pellet gun.

Yesterday, the city requested $500 as the boy’s “last dying expense” for the cost of providing medical services to the boy.

“The callousness, insensitivity, and poor judgment required for the city to send a bill—its own police officers having slain 12-year-old Tamir—is breathtaking. This adds insult to homicide,” Subodh Chandra, the attorney for the boy’s mother, Samaria Rice, said.

“Subodh Chandra and I have never agreed on anything until now,” police union President Steve Loomis told CNN. “It is unconscionable that the city of Cleveland would send that bill to the Rice family.

The story took off on social media, of course. But today, the mayor of Cleveland backtracked. He said the bill was automatically generated and someone should have caught it. He promised discipline action if it’s warranted.

It’s not the first time cities have tried to recoup money for the cost of killing someone, The Atlantic says:

It’s hard to know just how common it is for a city to bill the family of a victim of police violence. In one similar case in 2012, the city of New York billed Laverne Dobbinson $710 for a dent in a police car. The car struck and killed her son Tamon Robinson; an officer was chasing him after spotting him trying to steal pavers. After public backlash, a law firm collecting the debt dropped its effort. A New York Police Department spokesman told The New York Times, “We don’t know any instance where we send letters like that. I’m not sure how it came out.”

Just this week, a Chicago officer filed a suit requesting $10 million in damages from the estate of Quintonio LeGrier, a college student he shot and killed on December 26.

The bill for Rice’s death consisted of $10 for each of the five miles it took to get him to the hospital, and $450 for advanced life support in the ambulance that took him there, the NY Times said.